Free Download Medicare For Dummies (For Dummies (Business & Personal Finance)), by Patricia Barry
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Medicare For Dummies (For Dummies (Business & Personal Finance)), by Patricia Barry
Free Download Medicare For Dummies (For Dummies (Business & Personal Finance)), by Patricia Barry
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From the Back Cover
Expert advice to navigate the Medicare maze Explanations of how and when to enroll Tips to avoid costly mistakes Get up to speed on Medicare It's time for you (or a loved one) to enroll in Medicare, but Medicare is a maze. You must choose among many options to pick the one that's best for you. To do that, you need accurate information that helps you steer clear of bad advice and costly pitfalls. Medicare For Dummies is the practical guide you need to navigate Medicare successfully and get the best of the system. It also explains how Medicare fits in with other health insurance you may have. Inside… When you should sign up A clear explanation of how Medicare works How you qualify What Medicare covers — and costs The myriad options available How to choose a Part D plan How Medicare works with other healthcare benefits
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About the Author
Patricia Barry is features editor of AARP Media as well its online "Ms. Medicare" columnist. A recognized authority on Medicare and Medicare Part D prescription drug coverage who has written extensively for consumers, Patricia has answered thousands of questions sent by Medicare beneficiaries across the nation.
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Product details
Series: For Dummies (Business & Personal Finance)
Paperback: 432 pages
Publisher: For Dummies; 2 edition (June 20, 2016)
Language: English
ISBN-10: 1119293391
ISBN-13: 978-1119293392
Product Dimensions:
7.3 x 1 x 9.1 inches
Shipping Weight: 1.2 pounds (View shipping rates and policies)
Average Customer Review:
4.4 out of 5 stars
525 customer reviews
Amazon Best Sellers Rank:
#331,315 in Books (See Top 100 in Books)
What a timely help! I turn 65 later this month, am in a pension plan that provides health care but requires me to sign up for Medicare, and is expected to change for me in ways I won't like next fall, leaving me with dozens of tough questions. Medicare for Dummies to the rescue!After wondering all fall as my U.S. mail was deluged with ads for every imaginable Medicare-related product, I finally understand all my options, and when I have to make each decision about them.The book is easily readable, either straight through as I did, or by going straight to topics of current interest. It is also authoritative - I found no errors in the information provided other than a bit too much optimism about how well ACA/Obamacare would work out once it launched in October 2013. (The author works for AARP, which strongly supported ACA/Obamacare, despite many seniors then and still worrying about its changes harming their interests. That said, I didn't find any objectionable political bias in the book, nor any overt effort to promote AARP beyond listing it among other private resources for seniors in an appendix.)A couple of my key learnings may be of interest: 1) ACA/Obamacare doesn't directly affect those on Medicare beyond lessening a previous subsidy for Medicare Advantage plans; 2) If you want nationwide coverage and freedom to see any doctor willing to see Medicare patients (as I do), traditional Medicare allows that, unlike many Medicare Advantage plans. 3) If you want a Medicare Supplement (Medigap) policy, to fill in some potential cost risks in traditional Medicare, you have a special window of time as you turn 65 to get that regardless of your current health. 4) If you can't do so because you already have insurance from a former employer (as I currently do), and that later changes, you have a 2 month window to get a Medigap policy then. Miss these windows, and you may not be eligible for Medigap at the same rates or at all.Turning 65? This is your new best friend. Recommended.
If you have a special situation such as being a veteran or other situation, then this book may be beneficial. The document from HRS called Medicare and You I believe is just as good or better and it is free. Seems like about 20% of the book is worthwhile and the rest is for these special situations which I did not need. Get the free document first, then decide if you need additional information. The free document has more current info as well, while the book is several years old, and item can change annually.
I'm a physician and bought this for my parents who are shopping for Medicare plans. They resented the implication that they're dummies, but in the end begrudgingly had to admit this turned out to be a very useful book. It far surpassed any online resource we could find, most of which were either far too simple or far too dense. In contrast, this book actually walked my parents through every step of the process, skillfully anticipating points of confusion that might arise along the way and ultimately leaving no question unanswered. The author is very good at simplifying confusing aspects of the medicare system without dumbing them down (despite the title!). I learned a lot from this book myself - as a physician I have a general sense of how medicare works but when my parents started asking very specific questions I realized I didn't know nearly as much as I should. Definitely recommended!
This is an excellent book. I first borrowed it from my library because I will be eligible for Medicare this year. I found it to be such an excellent source of reference on Medicare, that I had to buy one for my own, so I ordered it from Amazon. The book explains EVERYTHING in very easy-to-understand terms. It is not just a "read before you do it" book but one I expect I will be referencing as long as I am on Medicare. Highly recommend!
Turning 65 later this year, started getting bombarded with mailers about medicare options and plans and seminars. Figured I better learn this stuff so I don't get screwed. Wow, there is so much to learn, so many twists and turns, angles... over 60 plans. Mindboggling. I've been going to several seminars given by different people for different perspectives and am finally getting the hang of it. Strongly suggest you go plus find one-on-one independent insurance agents to answer your questions, and there will be many. Seminars have so many people that it's hard to get all your questions answered, plus the more you study the medicare.gov website the more questions you have. your local hospital should have a medicare expert on staff with whom you can make an appointment to learn more, ask questions. Those are usually free.Now onto the book. Ran into a lady at one of the seminars who swore by it... said it's fantastic, answers all your questions. So I bought it and she was so right. I read a chapter every night, highlight stuff important to me, postit pages I want to return to... it is explained so well and in laymen's terms. I recommend this book to all on the path to 65 and having to learn about Medicare coverage. If you don't learn it, you could get screwed as they will assign a plan to you if you don't pick one. The one they choose for you may not fit your medical needs. So it's super important to learn. Start learning early so it's not so overwhelming. There are also many ways to cut your costs for medicare such as monthly premiums, prescriptions, deductibles and co-pays. If saving money is a concern, this book helps you figure the ins and outs of the system with discounts, how you quality, getting free assistance, etc. I am so so happy I bought this. Still working on it but won't have to make a decision until June. Well worth the investment now and for the next few years.
Very thorough, but also clear (unlike everything else I've read so far). I finally feel like I understand Medicare, Medicare Advantage, Medigap, what's covered and what's not. Also very complete info for where to go when there's a problem. Worth every dime.
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